Financial Stability

Tracking foreign capital

+0
1 View

Christiane Kneer and Alexander Raabe

Share
Category

Bitesize: How much did PPI subsidise personal loan rates pre-crisis?

+0
1 View

David Seaward

The Payment Protection Insurance (PPI) mis-selling scandal has rumbled on for years. But how did PPI impact loan margins pre-crisis?

This post argues
that income from cross-selling PPI substantially offset lenders’ margins on
personal loans between 2004 and 2009, and compares the pre-crisis PPI-adjusted
margin to loan spreads today.

Share
Category

CCP porting, are there lessons to be learnt from elsewhere?

+0
1 View

Fernando V. Cerezetti and Gerardo Ferrara

Share
Category

What happens when ‘angels fall’?

+0
1 View

Yuliya Baranova, Harry Goodacre and Jamie Semark.

Share
Category

The Great War and the Bank of England as Market Maker of Last Resort

+0
1 View

Mike Anson, David Bholat, Mark Billings, Miao Kang, Kilian Rieder and Ryland Thomas

Share
Category

Give me more! Higher Capital Requirements and Loan Collateralisation

+0
1 View

Sudipto Karmakar

Share
Category

Bitesize: Trading activity during the Corporate Bond Purchase Scheme

+0
0 Views

David Mallaburn, Matt Roberts-Sklar and Laura Silvestri.

Share
Category

Look abroad! Global financial conditions and risks to domestic growth

+0
1 View

Fernando Eguren-Martin and Andrej Sokol

Share
Category

Does competition help or hinder bank stability in the UK?

+0
1 View

Sebastian de-Ramon, Bill Francis and Michael Straughan.

Share
Category

A question of interest: Is UK household debt unsustainable?

+0
1 View

Lewis Kirkham and Stephen Burgess.

Share
Category